SIPP – Control

It’s all About Giving you Control

With a self-invested pension, whether it’s a SIPP or a SSAS, you have the flexibility to pay contributions at whatever level you choose*, within the confines of legislation, and there is no contractual minimum contribution*. However there is an HMRC limit on the tax relief available on contributions.


  • flexibility to decide when you first wish to take benefits at any time from age 55
  • provide for lump sum and pension benefits for you in retirement and for your family and dependants following your death
  • provide you with a tax-efficient way to save for retirement
  • give you the option to take a tax-free cash sum and pension income
  • give you the ability to take your benefits in stages
  • provide a lump sum and/or pension income for your dependant(s) after your death
  • give you maximum control over your pension savings by giving you the ability to direct your own investments from the wide range allowed by HMRC, together with your financial adviser (if any)
  • provide the ability to take an income from the scheme while keeping your funds invested in a tax-efficient manner
  • give you flexibility and control over the level of your pension income

Our fees are clearly stated in our Fee Specification & Terms of Business and reflect the level of work involved in administering your pension, not the value of your fund.

* subject to the terms notified to you for a SSAS.

Although we provide no investment or financial advice, we will be delighted to work in conjunction with your professional advisers as required.